WARMKEY is primarily focus on payment gateway service that foster both non-custodial and decentralized way, thanks to fundamental built to support multiple DAPP. therefore WARMKEY can be more than what it is now in future, such as AI trading bot, NFT payment etc.
Blockchain stays deterministic, avoiding direct AI integration. However, WARMKEY enables decentralized automation, allowing AI to operate safely on top, with transactions protected by a secure sign layer.
- User logon WEB portal then WEB does auto send unsigned TX to APP for signing.
- Secured Communication. APP only recognize request with valid sign from WEB.
- APP has [Sign Policy] to ensure what to sign & what not to sign.
- Unlike blind sign offered by other cold wallet, our sign mode is discretion sign which requires user input to enhance the rules.
- Unsigned TX will also secured by DAPP's Smart Contract before perform certain actions.
Head to prepare a useless android phone, download our APP and connect your phone to our WEB through USB connection, following WEB to proceed to next step.
There are many existing crypto-payment gateway, but we are first to make it in decentralized and cheaper way.
User
Your Website
WARMKEY App
Imagine you own a hardware wallet (trezor or ledger), and you want your programmer to integrate it into applicant system for buyer to deposit on chain. After long research, your programmer will find he can use XPUB key to generate many deposit addresses without knowing their private key , and relationship between deposit address and member will be associated accordingly. Now you happily receive deposit from member's subscription, but you find pain to consolidate payments, you can of course but your finger will complain for mass presses.
of deposit amounts + network fees
| Feature / Benefit | WARMKEY (Non-Custodial) | Traditional Crypto Payment Gateway (Custodial) |
|---|---|---|
| Custody Model | True non-custodial — funds stay in merchant’s wallet | Custodial — gateway controls private keys & funds |
| Security Risk | Keys never leave merchant’s phone; minimal attack surface | High-value hot wallets — prime targets for hacks |
| Developer Risk | Developers never touch merchant assets | Developers often manage wallets, causing trust issues |
| Deposit Flow | Unlimited deposit addresses generated off-chain, auto-forwarding | Usually 1 static address or limited address pool |
| Fees On Incoming Deposits | 0.5% fee | Commonly 0.5%–1.5% |
| Fees On Withdrawal Payout | 0% fee | Commonly 0.5%–1% |
| Settlement Speed | Instant settlement — money goes directly to merchant | Delayed settlements, internal ledger first |
| Integration Complexity | 3 simple APIs — designed from programmer’s perspective | Complicated SDKs, webhook setups, KYC onboarding |
| Smart Contract Layer | Merchant-specific smart contract protects both sides | Generally no smart contract protection |
| Asset Storage | Private key stored on merchant's phone (WARMKEY App) | Keys stored in gateway’s backend or HSM |
| Merchant Trust Model | Trustless — no one can freeze, block, or misroute funds | Merchant must fully trust gateway’s custody |
| Developer Freelance Suitability | Perfect for freelancers — avoids touching clients’ funds | High liability, risk of accusations if funds lost |
| Regulatory Burden | Lower, because WARMKEY never holds funds | Higher, due to custodial operations |
| Transparency | All deposits visible on-chain in real wallets | Many gateways use off-chain internal balances |
| Support Custom Token | Yes | No |
Don’t just use WARMKEY, earn from WARMKEY.
Merchant Turnover
You earn
